Banking Services

Bank Account

Open a bank account in Spain and manage your property finances with ease

Why do you need an account?

Having a bank account in Spain is essential for efficient property management. This account will handle all utility bills, community fees, local taxes, and other expenses related to property maintenance.

We'll help you choose the best bank and account type tailored to your needs. We work with Spain's largest banks such as Santander, BBVA, CaixaBank, Sabadell, and others. With our support, the entire account opening process will be simple and fast, and you'll enjoy full access to banking services both online and at branches throughout Spain.

Our assistance includes

Selecting the right bank
Choosing account type
Document preparation
Bank appointment scheduling
On-site translation
Form completion
Online banking activation
Account usage instructions

Types of bank accounts

Savings Account (Cuenta de Ahorro)

Ideal for storing funds and earning modest interest. A good solution if you need an account mainly for paying property-related bills.

Low feesInterest

Current Account (Cuenta Corriente)

The most popular account offering full access to banking services - debit card, transfers, direct debits, internet and mobile banking.

Payment cardDirect debitsOnline banking

Non-resident Account

Special account for non-residents of Spain. Allows property finance management without changing tax residency.

For non-residentsSimple requirements

Account opening process

01

Consultation

We discuss your needs and help you choose the best bank and account type.

02

Document preparation

We help gather required documents - passport, NIE, proof of address.

03

Appointment booking

We reserve an appointment at your chosen bank branch at a convenient time.

04

Bank visit

We accompany you to the bank, translate and help complete all forms.

05

Service activation

We help activate online banking, mobile app, and order a payment card.

06

Usage instructions

We show you how to use the account, make transfers, and set up direct debits.

Required documents

Basic documents

  • Passport or ID card
  • NIE number (required)
  • Residence or non-residence certificate

Additional documents

  • Proof of address (utility bill)
  • Property purchase agreement
  • Declaration of source of income

Note: Requirements may vary by bank. Some banks require an initial deposit (usually €50-100). Contact us to learn current requirements for your chosen bank.

Benefits of having an account in Spain

Automatic payments

Ability to set up direct debits for utility bills, taxes, and community fees.

Lower transaction costs

Avoid high fees for international transfers and currency exchange.

24/7 access

Online and mobile banking allows you to manage your account from anywhere in the world.

Security

All property bills paid on time, without risk of delays.

Want to open an account?

We'll help you choose the best bank and open an account

Get in touch

or call: +48 789 075 873

Key information

Processing time1-2 days
Service costFrom €100
Initial deposit€50-100
LanguagesPL, EN