Bank Account
Open a bank account in Spain and manage your property finances with ease
Why do you need an account?
Having a bank account in Spain is essential for efficient property management. This account will handle all utility bills, community fees, local taxes, and other expenses related to property maintenance.
We'll help you choose the best bank and account type tailored to your needs. We work with Spain's largest banks such as Santander, BBVA, CaixaBank, Sabadell, and others. With our support, the entire account opening process will be simple and fast, and you'll enjoy full access to banking services both online and at branches throughout Spain.
Our assistance includes
Types of bank accounts
Savings Account (Cuenta de Ahorro)
Ideal for storing funds and earning modest interest. A good solution if you need an account mainly for paying property-related bills.
Current Account (Cuenta Corriente)
The most popular account offering full access to banking services - debit card, transfers, direct debits, internet and mobile banking.
Non-resident Account
Special account for non-residents of Spain. Allows property finance management without changing tax residency.
Account opening process
Consultation
We discuss your needs and help you choose the best bank and account type.
Document preparation
We help gather required documents - passport, NIE, proof of address.
Appointment booking
We reserve an appointment at your chosen bank branch at a convenient time.
Bank visit
We accompany you to the bank, translate and help complete all forms.
Service activation
We help activate online banking, mobile app, and order a payment card.
Usage instructions
We show you how to use the account, make transfers, and set up direct debits.
Required documents
Basic documents
- •Passport or ID card
- •NIE number (required)
- •Residence or non-residence certificate
Additional documents
- •Proof of address (utility bill)
- •Property purchase agreement
- •Declaration of source of income
Note: Requirements may vary by bank. Some banks require an initial deposit (usually €50-100). Contact us to learn current requirements for your chosen bank.
Benefits of having an account in Spain
Automatic payments
Ability to set up direct debits for utility bills, taxes, and community fees.
Lower transaction costs
Avoid high fees for international transfers and currency exchange.
24/7 access
Online and mobile banking allows you to manage your account from anywhere in the world.
Security
All property bills paid on time, without risk of delays.
Want to open an account?
We'll help you choose the best bank and open an account
Get in touchor call: +48 789 075 873